What is a low doc or no doc loan?

Low doc loan or a no doc loan is a flexible loan solution for property investors unable to disclose or verify their income details using pay slips or tax returns. In most instances only an income declaration from the borrower is required.

Low doc and No doc loans offer the same product flexibility and features however these loans are generally more expensive than traditional loans due to the “higher risk profile” of the customer perceived by the lender.
Our investor’s feedback suggests a high preference for the following:

1. Ability to gear up to 85% LVR 90% LVR & 95% LVR.
2. Benefits of flexible products with minimal paperwork.
3. Convenience and ease of transaction.
4. Paying premium rate and fees to avoid barriers of traditional banks serviceability criteria.

Secure your next investment property or access the dormant equity in your portfolio by calling us today.