1. Is Finance Advocates Australia a lender?
2. What type of clients does Finance Advocates Australia have?
3. What type of loans does Finance Advocates Australia specialise in?
4. How much can I borrow?
5. Do you have access to Low Doc facilities?
6. Why use Finance Advocates Australia?
7. What kind of interest rates can I expect?
8. Does Finance Advocates Australia arrange Mezzanine Finance?
9. What about privacy of my information?
10. How do I get started with Finance Advocates Australia?

1. Is Finance Advocates Australia a lender?

No, Finance Advocates Australia is a mortgage originator and broker. We arrange finance for our clients through the panel of lenders and third party intermediaries that we have access to.

2. What type of clients does Finance Advocates Australia have?

We have a vast range of clients ranging from first time commercial property investors buying a retail shop or industrial property to professional developers and investors undertaking large residential developments. Regardless of your loan requirements all of our clients are of equal importance to us.

3. What type of loans does Finance Advocates Australia specialise in?

We can source through our lending panel full or low doc loans for commercial investment and development covering all asset types including;

• Land (Investment, Subdivision & Development)
• Residential (Development)
• Industrial (Investment & Development)
• Retail (Investment & Development)
• Office (Investment & Development)
• Leisure/Tourism (Investment & Development)
• Aged Care (Investment & Development-all types low care, high care and retirement living)
  

4. How much can I borrow?

For commercial investment we can obtain up to 85% of your commercial property value.

For a development the achievable gearing level will depend on many factors such as the loan amount, security type and credit worthiness of the borrower. If you would like to find out how much you can borrow submit a quick quote and we will work out how much you can borrow based on your individual circumstances.

5. Do you have access to Low Doc facilities?

Yes we have access to a large range of low doc product to suit your needs.

6. Why use Finance Advocates Australia?

Without the relationships and professional knowledge obtained over many years of experience and specialisation, arranging finance can be confusing, frustrating and very time consuming. We are here to alleviate those hassles and ensure that you obtain the most suitable loan for your circumstances. Our very close relationships with the Lending Managers across many financial institutions ensures competitive pricing and structure is achieved backed up by high levels of service.

7. What kind of interest rates can I expect?

Interest rates are dependent on a number of factors depending on your requirements and circumstances. For many of our high net-worth clients with large residential investment loan portfolios we have successfully secured previously unattainable discounts of up to 1% off the standard variable rate! Similarly, as commercial loan managers from our lending panel are extremely keen to secure your business, highly aggressive pricing has been secured. Please fill out a quick quote or call 1300 780 196 so that we can gain preliminary information required to provide pricing.

8. Does Finance Advocates Australia arrange Mezzanine Finance?

Yes we have a number of lenders who lend second mortgage funds and can advance up to 85% of the end value of a development or 85% of the value of your commercial property.

9. What about privacy of my information?

We take confidentiality very seriously and guarantee to handle your personal information with the privacy and security it deserves, our reputation depends on it. We will not disclose any of your personal information to any third party other than for the purpose of progressing your loan application with relevant lenders.

10. How do I get started with Finance Advocates Australia?

Please fill out an online form or call 1300 780 196 to discuss your finance requirements.